AtPay.io | a dApp at the crossroads of DeFi, BNPL & Crypto to Fiat (C2F)
Founded in August 2020, @Pay (AtPay.io) is a new kid on the block, as crypto start-ups go – and in fact, has yet to launch officially – but the multi-pronged business model being touted by the DeFi platform is turning crypto-heads in anticipation.
@Pay is a Buy-Now-Pay-Later (BNPL) DeFi protocol built on two blockchains. It will connect shoppers with the provision of short-term credit where they can make repayments in structured instalments over three months and get rewarded with @Pay governance tokens when they complete repayments. BNPL start-ups are nothing new; they have become a mega-trend in the global fintech ecosystem, with start-up