Future Fintech Trends

By Staff Writer, 05 June 2023

Fintech and mobile money have played a pivotal role in bringing millions of Africans into the fold of formal banking systems, but this transformative journey is only in its early stages. As the financial services market is projected to reach a remarkable revenue of $230 billion by 2025, Africa is experiencing a remarkable surge in the annual emergence of new fintech companies. 

To uncover the upcoming trends in the fintech landscape, the Lucidity Insights Research team has spoken with key stakeholders in African fintech and gathered valuable insights and perspectives from industry leaders, entrepreneurs, and experts. We present three trends that are expected to shape the future of fintech in Africa and beyond.

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18% of the world’s population lives in Africa, and 57% of Africans are ‘unbanked’, living without a bank account or a digital wallet to their Name. The opportunity is massive, which is why fintech is the most dominant and most funded tech sector in Africa, today.