Zype Secures $10.8M Series B Funding, Eyes Expansion in Lending & Payments

Yogi Sadana, Zype Founder & CEO

UNLEASH Capital has led a US$10.8M (INR 90Cr) Series B equity round in Zype, a digital-first NBFC offering small-ticket, unsecured personal loans to India’s grey collared professionals. 

The round also saw participation from existing investor Xponentia Capital.

Unlike others who spread themselves across segments, Zype’s tight focus on the salaried class allows them to underwrite more responsibly and serve genuine needs: urgent medical expenses, education, home repairs, and other essential uses where access to fair credit really matters.

“We’re delighted to join forces with Zype as it builds a platform that offers India’s emerging middle class need-based financial solutions,” said Natsuki Sugai, Founder and Managing Partner at UNLEASH Capital Partners. “As a thoughtful late entrant to the market, Zype has leveraged learnings from incumbents to chart a disciplined path—achieving profitability in under two years, scaling its AUM beyond INR 400 crore, and assembling a formidable operational and strategic team.”

Within just two years of operations, Zype has scaled into a profitable, AI-led platform delivering responsible credit to salaried borrowers across India. The company has a registered user base of over 80 lakhs and has disbursed loans to more than 3 lakh customers. Its current annual disbursement run rate exceeds INR 1,200Cr. 

“This fresh capital reinforces our mission to be a trusted, customer-first credit platform for India's emerging middle class,” said Yogi Sadana, Founder & CEO of Zype. “We plan to expand into new lending and payment products, continue harnessing AI to enhance our operations, and scale responsibly with strong governance and risk discipline. Even at our current scale, we’re fully profitable—this raise is purely for future growth. Expect something big from us soon.”

With India’s USD 108 billion personal loan market growing at 29% CAGR, and the RBI tightening digital lending norms, there is significant headroom for responsible, technology-led platforms like Zype to scale.

UNLEASH’s investment in Zype aligns with its belief in backing new-age NBFCs that are using technology to rebuild credit infrastructure for underserved India—profitably, responsibly, and at scale. 

---

Send us your press releases to shareyournews@lucidityinsights.com