Yubi Group Secures USD 46.4 Million Debt Financing to Scale AI-Powered Financial OS

Gaurav Kumar, Yubi Group Founder & CEO

Yubi Group, the AI-powered operating system for financial services, has raised Rs 411 crore (USD 46.4 million) in a fresh funding round comprising long-term structured debt and equity. The round includes up to Rs 336 crore (~USD 38 million) from EvolutionX Debt Capital and an additional Rs 75 crore (~USD 8.5 million) equity infusion from Founder and CEO Gaurav Kumar, taking his cumulative investment in the company to over Rs 330 crore.

The capital will be deployed to accelerate Yubi’s expansion into Southeast Asia and the United States, strengthen its presence in the Middle East, and scale its proprietary AI-led financial infrastructure products. The significant founder participation underscores strong confidence in the company’s global ambitions and long-term vision.

“We are building the foundational OS for global financial services. This investment is a powerful endorsement of our vision and execution capabilities,” said Gaurav Kumar, Founder and CEO, Yubi Group. “The funds will enable us to replicate our Indian success in new markets, supercharge our AI stack, and strategically expand our ecosystem. Partnering with EvolutionX provides the flexible, long-term capital needed for our next phase.”

Rahul Shah, Partner at EvolutionX Debt Capital, highlighted Yubi’s ability to transform India’s credit ecosystem. “The company has demonstrated remarkable scale, robust technology, and a clear path to profitability. We are excited to support Yubi as it scales its unique model globally,” he said.

Yubi Group, recently recognised as ‘Fintech Startup of the Year’ at the Global Fintech Fest 2025, has enabled debt transactions worth over Rs 3.2 lakh crore, facilitated more than 48 lakh transactions, and serves over 17,000 enterprises and 6,200 lenders and investors.

Source: BW Disrupt