Where the World’s Next Fintech Giants Are Emerging: Top Countries in the World Producing Fintech Startups

The United States dominates the global Fintech landscape, boasting over 42,500 Fintech startups—by far the highest number worldwide. This leadership is fueled by the country's expansive tech ecosystem, which includes 499,454 tech startups overall, supported by robust investment networks and favorable regulations. Additionally, many international entrepreneurs choose to register their startups in the U.S. to gain access to its deep capital markets, further inflating its numbers.

The United Kingdom ranks second, home to nearly 100,000 tech startups, with 10,230 focused on Fintech. Despite its strong standing, the U.S. produces five times more Fintech scaleups (startups that have raised US $1M+) than the UK.

India, despite its 1.4 billion population, ranks third with 5,041 Fintech startups. However, it notably outperforms wealthier nations like Germany, Canada, France, and Australia in producing scaleups—underscoring how factors beyond GDP per capita, such as funding accessibility and startup-friendly policies, shape Fintech innovation globally.